Vurto Docs
Vurto is a set of non-custodial apps for money on the blockchain: get paid and pay, swap tokens, lend on Aave, and let an AI agent prepare it all. You sign everything in your own wallet, and Vurto never holds your money.
The Apps
Payments
Ask for a payment with a link and a QR (Invoice), pay someone by their wallet (Send), or pay a whole list at once. Both wallets are checked for free before money moves.
Swap
Every source available on the network quotes the same trade at the same instant, and the routes are ranked by what actually reaches your wallet, after gas and every fee.
Vurto Private Contract
Pay or get paid through a contract on the blockchain, so the payment does not show the two wallets side by side to the public.
Lend And AnA
Lend runs on the same Aave V3 contracts with a lower interface fee, at app.vurto.cc. AnA connects an AI agent to Lend and Swap, at ana.vurto.cc. They have their own guides.
Networks
Swap and Payments run on nine EVM networks and on Solana. The private contract is published on seven of them.
| Network | Swap | Payments | Private Contract |
|---|---|---|---|
| Ethereum | Yes | Yes | Yes |
| Optimism | Yes | Yes | Yes |
| BNB Chain | Yes | Yes | Yes |
| Gnosis | Yes | Yes | No |
| Polygon | Yes | Yes | Yes |
| Base | Yes | Yes | Yes |
| Arbitrum One | Yes | Yes | Yes |
| Avalanche | Yes | Yes | No |
| Unichain | Yes | Yes | No |
| Solana | Yes | Yes | Yes |
Some features depend on the network: the Merkle Science analysis, for example, does not cover Gnosis, Unichain or Avalanche. Each page says where that applies.
What Holds Everywhere
- No custody. A regular payment goes straight from the payer to the receiver, a swap runs from your own wallet, and a private payment waits in a contract that only the receiving wallet can withdraw from.
- Exact approvals. When a token needs an approval, it is for the exact amount of that trade, never unlimited.
- Checks before money moves. In Payments, both wallets are checked against sanctions lists, and on Solana against the stablecoin issuers' freezes, before a payment is built.
- Checked again before you sign. In Swap, the winning route is quoted again and simulated before your wallet is asked to sign.
That is why the checks come first. Once the network confirms a transaction, no app, Vurto included, can reverse it.
Where To Start
- Getting paid? Read Invoice, then open swap.vurto.cc/invoice.
- Paying someone, or a whole list? Read Send and Batch Payouts.
- Swapping a token? Read Swap, then open swap.vurto.cc.
- Want to know what it costs? Everything is on Fees.
- Building on it? Go to API, MCP And CLI.